In addition, I’m also the treasurer on the board of the Hellenic Institute of Cultural Diplomacy – USA, where we build diplomatic bridges and foster harmony between the United States and Greece through the exchange of cultural and intellectual exchanges. When I’m not helping clients, I love spend time with my family (sometimes helping them bottle the wine my father makes), burn through books on my Kindle and give tours of the Parthenon, located in Centennial Park in Nashville. If I could do something similar for you, what would keep us from moving forward together? I’d love to see how I could be of assistance to you/your family. What is the maximum loan to home value Q. Does the manufactured home have to be on a permanent foundation Q. Pre-owned mobile homes are often purchased for 20-40 below market value. Another time, with the prudent use of a VA loan, I helped a client purchase a new home and she left the closing table with money back. APPLY NOW PAYMENTS Find Pre-Owned Mobile Homes Mobile homes offered as a result of repossession are often great investments. Recently, I saved a client about $2,200 each month with a debt consolidation loan. I have assisted many others, getting millions of dollars back into the economy through mortgages and home ownership. You can contact me or click the “prequalify” button above to start an online application or download my mobile app to apply that way, and I will walk you through the entire mortgage process based upon your personal situation. With 20+ years of financial experience and as a fifth-generation Nashville native, I use the knowledge I have gained to find you the type of financing that will benefit you and help you achieve your financial goals. I have seen my own opportunities grow through my homeownership over the last 25+ years, and have watched family and friends leverage their own homes’ equity to either overcome hardships or to achieve a more stable financial position. One thing I have learned since graduation from Vanderbilt is that there is no better way to build wealth efficiently than through home ownership. I believe in the promise of the American Dream. ![]() NOTE: Licensed mortgage loan originator in Tennessee (#117603) and Alabama (#68823). ![]() Mortgage Loan Advisor, at Accurate Mortgage Group If your loan requires other types of insurance like private mortgage insurance (PMI) or homeowner's association dues (HOA), these premiums may also be included in your total mortgage payment.Learn More About Theresa Jones, Sr. Your mortgage lender typically holds the money in the escrow account until those insurance and tax bills are due, and then pays them on your behalf. ![]() Most lenders limit how much of your monthly income can pay debt such as mortgage payments, car loans, and student debt (this is called Debt to Income ratio). If you have an escrow account, you pay a set amount toward these additional expenses as part of your monthly mortgage payment, which also includes your principal and interest. Home Resources Affordability Calculator Affordability & Mortgage Calculator The affordability calculator is calculated based on the percentage of your income spent on monthly debt. The "principal" is the amount you borrowed and have to pay back (the loan itself), and the interest is the amount the lender charges for lending you the money.įor most borrowers, the total monthly payment sent to your mortgage lender includes other costs, such as homeowner's insurance and taxes. Remember, your monthly house payment includes more than just repaying the amount you borrowed to purchase the home. These autofill elements make the home loan calculator easy to use and can be updated at any point. Zillow's mortgage calculator gives you the opportunity to customize your mortgage details while making assumptions for fields you may not know quite yet.
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